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Author name: Himanshu Sharma

I am Himanshu Sharma. I love to talk about money management, savings, investments, budgeting and money appreciating tools (Insurance, Credit Cards, Stock Market, Investment and Taxation). I am fortunate to express and share my views here. Hope it will help to provide the required information.

What Are Debt Funds

WHAT ARE DEBT FUNDS

When a talk starts of investing one’s money, it is always confusing “WHERE”, especially if you’re new to the world of finance. Investing is a key aspect of financial planning, and for many, the world of mutual funds provides a diverse range of options. However, based on investment period (short term/long term) and time period for related […]

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Atal Pension Yojana Benefits

ATAL PENSION YOJANA

INTRODUCTION In a diverse and rapidly developing country like India, ensuring financial security for its citizens is of paramount importance. To address the need for providing a pension to the vast working-class population, the Indian government introduced the Atal Pension Yojana (APY). This ambitious scheme, named after the former Prime Minister of India, Atal Bihari

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SIGNIFICANCE OF TREM INSURANCE FOR INDIAN MIDDLE CLASS

SIGNIFICANCE OF TERM INSURANCE FOR INDIAN MIDDLE CLASS

SIGNIFICANCE OF TERM INSURANCE FOR INDIAN MIDDLE CLASS Insurance sector is continuously evolving in India. In recent years, the insurance sector in India has undergone a significant transformation. Within this change, term insurance has emerged as a powerful and essential financial tool for individuals and families across the country. Furthermore, this it is also evident that Indian

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Best Lifetime free credit cards In India

BEST LIFETIME FREE CREDIT CARDS IN INDIA

BEST LIFETIME FREE CREDIT CARD IN INDIA In today’s fast-paced and digitally-driven financial pathway, credit cards have become more than just pieces of plastic tucked into our wallets; they are powerful tools that provide convenience, security, and numerous financial advantages. Having a credit card is a great way to manage your finances during a cash crisis. It

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